Open Enrollment is the only time you can make changes to your insurance coverage, right? NO! Insurance companies want you to chose a plan, pay your premiums, don't get sick and keep everything the same. When you realize your choices and want to make changes, it can save YOU money but costs them, so they limit the time period to enroll. Luckily there are certain events that can make you eligible for a Special Enrollment Period, allowing you to enroll in health insurance outsi